Dr. Michael J. Girard
- Gender: Male
- Sole propriator: No
- NPI: 1518450592
Dr. Michael J. Girard
Resident
He is located at 1402 Oak Street in Melbourne, FL 32901. His National Provider Identifier (NPI) number is 1518450592. Appointment can be made via the phone number (321) 722-3288.
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Michael J. Girard as in-network for the following 2026 plans.
Health plans
Florida Blue (BlueCross BlueShield FL)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 33 plans from Florida Blue (BlueCross BlueShield FL)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-06 (Rewards) | PPO · Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 24L01-01 (Rewards) | EPO · Bronze | Preferred | Accepting new patients |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Accepting new patients |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Accepting new patients |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Accepting new patients |
| BlueSelect Silver 1443 ($10 Labs / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | EPO · Silver | Preferred | Accepting new patients |
Florida Blue HMO (a BlueCross BlueShield FL company)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 24 plans from Florida Blue HMO (a BlueCross BlueShield FL company)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-05 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-18 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 17 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential- ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard+ (Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard- | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Michael J. Girard is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Michael J. Girard is enrolled to bill Medicare as a Practitioner - Interventional Cardiology (also registered under: Practitioner - Internal Medicine) .
Bills through: Charles H. Croft M.d.,p.a.
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Sanofi | $107 |
Other
| Food and Beverage | $107 |
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Questions & Answers
Does Dr. Michael Joseph Girard accept insurance?
Dr. Michael Joseph Girard is listed in-network for 74 ACA Marketplace (Obamacare/HealthCare.gov) plans from Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), UnitedHealthcare. See the Marketplace plans section for details.
Where can you meet with Dr. Michael Joseph Girard?
Dr. Michael Joseph Girard's office is located at 1402 Oak Street in Melbourne, FL 32901.